Compare our health and dental plans

• 70% of first $750 (up to $525 every year)
• Dispensing fee (up to $6.50 every time)

What's included?

• Generic prescription drugs

What's excluded?

• Smoking cessation drugs
• Birth control drugs
• Fertility drugs
• Erectile dysfunction drugs
• Over-the-counter drugs
• Drugs that don't require a prescription

Dental coverages are designed to coincide with the current provincial Dental Association Fee Guide for General Practitoners, and will be adjusted to match any increases in the fee guide.

• 70% of first $575 (up to $400 every year)
• Check-ups every 9 months

What's included?

• Examinations
• Cleaning
• Scaling
• Polishing
• Fillings
• Select extractions

What's excluded?

• Oral surgery
• Periodontics
• Endodontics (root canal)
• Orthodontics
• Crowns
• Bridges
• Dentures

Dental coverage starts at the age provincial/territorial health insurance plan coverage ends.

• $150 every 2 years
• Optometrist fees up to $70 every 2 years

What's included?

• Prescription lenses
• Frames
• Contact lenses
• Laser eye surgery

What's excluded?

• Industrial safety glasses

Not available

$250,000 over lifetime for registered specialists and therapists, orthotics, hearing aids, homecare, medical equipment and more (after government health plan maximums reached)

What's included?

Per person every year unless otherwise noted:

Registered specialists and therapists

• Acupuncturist – $25/visit x 20 visits
• Chiropodist – $25/visit x 20 visits
• Chiropractor – $25/visit x 20 visits plus $35 for chiropractic x-ray
• Dietitian - $25/visit x 20 visits
• Naturopath – $25/visit x 20 visits
• Osteopath – $25/visit x 20 visits
• Physiotherapist – up to $250
• Podiatrist – $25/visit x 20 visits
• Psychologist/Psychotherapist/Clinical counsellor (combined) – $80/first visit or $65/subsequent visit x 10 visits
• Registered Massage Therapist – $25/visit x 20 visits
• Speech Pathologist/Therapist (combined) – $65/first visit or $45/subsequent visit x 10 visits

More extended health care

• Orthotics (custom-made) – $225
• Hearing aids (purchase or repair) – $400 every 4 years
• Homecare and nursing – $1,000 in year 1; $1,300 in year 2; $1,500 in year 3; $1,700 in year 4; $3,000 in year 5+
• Prosthetic appliances (e.g., artificial joints and limbs) – $1,000 in year 1; $1,300 in year 2; $1,500 in year 3; $1,700 in year 4; $3,000 in year 5+
• Durable medical equipment (e.g., wheelchairs, ventilators and lifts) – $1,000 in year 1; $1,300 in year 2; $1,500 in year 3; $1,700 in year 4; $3,000 in year 5+
• Ambulance (air or ground) – unlimited
• TELUS Living Well Companion, TELUS SmartHome Security – Learn more
• TELUS Health Virtual Care – Unlimited, 24/7 access to health care professionals from anywhere, in French and English. Learn more
• Accidental dental – $2,000 maximum per person, per anniversary year

Travel insurance*

• $5 million in emergency health coverage for first 9 days of each trip
• $100 deductible per claim

* Travel insurance coverage ends at age 70, and may be limited or excluded for any illness or condition that first appears in the 9 months preceding each departure date.

Accidental death and dismemberment (AD&D) insurance

• Up to $25,000 for adults under age 65
• Up to $10,000 for children and adults age 65 and over

Survivor benefit

• Continued coverage with no premiums for 1 year after death of an insured adult
• Available 1 year after policy effective date

• 70% of first $750 (up to $525 every year)
• Dispensing fee (up to $6.50 every time)

What's included?

• Generic prescription drugs

What's excluded?

• Smoking cessation drugs
• Birth control drugs
• Fertility drugs
• Erectile dysfunction drugs
• Over-the-counter drugs
• Drugs that don't require a prescription

Dental coverages are designed to coincide with the current provincial Dental Association Fee Guide for General Practitoners, and will be adjusted to match any increases in the fee guide.

• 70% of first $575 (up to $400 every year)
• Check-ups every 9 months

What's included?

• Examinations
• Cleaning
• Scaling
• Polishing
• Fillings
• Select extractions

What's excluded?

• Oral surgery
• Periodontics
• Endodontics (root canal)
• Orthodontics
• Crowns
• Bridges
• Dentures

Dental coverage starts at the age provincial/territorial health insurance plan coverage ends.

• $150 every 2 years
• Optometrist fees up to $70 every 2 years

What's included?

• Prescription lenses
• Frames
• Contact lenses
• Laser eye surgery

What's excluded?

• Industrial safety glasses

Not available

$250,000 over lifetime for registered specialists and therapists, orthotics, hearing aids, homecare, medical equipment and more (after government health plan maximums reached)

What's included?

Per person every year unless otherwise noted:

Registered specialists and therapists

• Acupuncturist – $25/visit x 20 visits
• Chiropodist – $25/visit x 20 visits
• Chiropractor – $25/visit x 20 visits plus $35 for chiropractic x-ray
• Dietitian - $25/visit x 20 visits
• Naturopath – $25/visit x 20 visits
• Osteopath – $25/visit x 20 visits
• Physiotherapist – up to $250
• Podiatrist – $25/visit x 20 visits
• Psychologist/Psychotherapist/Clinical counsellor (combined) – $80/first visit or $65/subsequent visit x 10 visits
• Registered Massage Therapist – $25/visit x 20 visits
• Speech Pathologist/Therapist (combined) – $65/first visit or $45/subsequent visit x 10 visits

More extended health care

• Orthotics (custom-made) – $225
• Hearing aids (purchase or repair) – $400 every 4 years
• Homecare and nursing – $1,000 in year 1; $1,300 in year 2; $1,500 in year 3; $1,700 in year 4; $3,000 in year 5+
• Prosthetic appliances (e.g., artificial joints and limbs) – $1,000 in year 1; $1,300 in year 2; $1,500 in year 3; $1,700 in year 4; $3,000 in year 5+
• Durable medical equipment (e.g., wheelchairs, ventilators and lifts) – $1,000 in year 1; $1,300 in year 2; $1,500 in year 3; $1,700 in year 4; $3,000 in year 5+
• Ambulance (air or ground) – unlimited
• TELUS Living Well Companion, TELUS SmartHome Security – Learn more
• TELUS Health Virtual Care – Unlimited, 24/7 access to health care professionals from anywhere, in French and English. Learn more
• Accidental dental – $2,000 maximum per person, per anniversary year

Travel insurance*

• $5 million in emergency health coverage for first 9 days of each trip
• $100 deductible per claim

* Travel insurance coverage ends at age 70, and may be limited or excluded for any illness or condition that first appears in the 9 months preceding each departure date.

Accidental death and dismemberment (AD&D) insurance

• Up to $25,000 for adults under age 65
• Up to $10,000 for children and adults age 65 and over

Survivor benefit

• Continued coverage with no premiums for 1 year after death of an insured adult
• Available 1 year after policy effective date

• 70% of first $750 (up to $525 every year)
• Dispensing fee (up to $6.50 every time)

What's included?

• Generic prescription drugs

What's excluded?

• Smoking cessation drugs
• Birth control drugs
• Fertility drugs
• Erectile dysfunction drugs
• Over-the-counter drugs
• Drugs that don't require a prescription

Dental coverages are designed to coincide with the current provincial Dental Association Fee Guide for General Practitoners, and will be adjusted to match any increases in the fee guide.

• 70% of first $575 (up to $400 every year)
• Check-ups every 9 months

What's included?

• Examinations
• Cleaning
• Scaling
• Polishing
• Fillings
• Select extractions

What's excluded?

• Oral surgery
• Periodontics
• Endodontics (root canal)
• Orthodontics
• Crowns
• Bridges
• Dentures

Dental coverage starts at the age provincial/territorial health insurance plan coverage ends.

• $150 every 2 years
• Optometrist fees up to $70 every 2 years

What's included?

• Prescription lenses
• Frames
• Contact lenses
• Laser eye surgery

What's excluded?

• Industrial safety glasses

Not available

$250,000 over lifetime for registered specialists and therapists, orthotics, hearing aids, homecare, medical equipment and more (after government health plan maximums reached)

What's included?

Per person every year unless otherwise noted:

Registered specialists and therapists

• Acupuncturist – $25/visit x 20 visits
• Chiropodist – $25/visit x 20 visits
• Chiropractor – $25/visit x 20 visits plus $35 for chiropractic x-ray
• Dietitian - $25/visit x 20 visits
• Naturopath – $25/visit x 20 visits
• Osteopath – $25/visit x 20 visits
• Physiotherapist – up to $250
• Podiatrist – $25/visit x 20 visits
• Psychologist/Psychotherapist/Clinical counsellor (combined) – $80/first visit or $65/subsequent visit x 10 visits
• Registered Massage Therapist – $25/visit x 20 visits
• Speech Pathologist/Therapist (combined) – $65/first visit or $45/subsequent visit x 10 visits

More extended health care

• Orthotics (custom-made) – $225
• Hearing aids (purchase or repair) – $400 every 4 years
• Homecare and nursing – $1,000 in year 1; $1,300 in year 2; $1,500 in year 3; $1,700 in year 4; $3,000 in year 5+
• Prosthetic appliances (e.g., artificial joints and limbs) – $1,000 in year 1; $1,300 in year 2; $1,500 in year 3; $1,700 in year 4; $3,000 in year 5+
• Durable medical equipment (e.g., wheelchairs, ventilators and lifts) – $1,000 in year 1; $1,300 in year 2; $1,500 in year 3; $1,700 in year 4; $3,000 in year 5+
• Ambulance (air or ground) – unlimited
• TELUS Living Well Companion, TELUS SmartHome Security – Learn more
• TELUS Health Virtual Care – Unlimited, 24/7 access to health care professionals from anywhere, in French and English. Learn more
• Accidental dental – $2,000 maximum per person, per anniversary year

Travel insurance*

• $5 million in emergency health coverage for first 9 days of each trip
• $100 deductible per claim

* Travel insurance coverage ends at age 70, and may be limited or excluded for any illness or condition that first appears in the 9 months preceding each departure date.

Accidental death and dismemberment (AD&D) insurance

• Up to $25,000 for adults under age 65
• Up to $10,000 for children and adults age 65 and over

Survivor benefit

• Continued coverage with no premiums for 1 year after death of an insured adult
• Available 1 year after policy effective date

• 70% of first $750 (up to $525 every year)
• Dispensing fee (up to $6.50 every time)

What's included?

• Generic prescription drugs

What's excluded?

• Smoking cessation drugs
• Birth control drugs
• Fertility drugs
• Erectile dysfunction drugs
• Over-the-counter drugs
• Drugs that don't require a prescription

Dental coverages are designed to coincide with the current provincial Dental Association Fee Guide for General Practitoners, and will be adjusted to match any increases in the fee guide.

• 70% of first $575 (up to $400 every year)
• Check-ups every 9 months

What's included?

• Examinations
• Cleaning
• Scaling
• Polishing
• Fillings
• Select extractions

What's excluded?

• Oral surgery
• Periodontics
• Endodontics (root canal)
• Orthodontics
• Crowns
• Bridges
• Dentures

Dental coverage starts at the age provincial/territorial health insurance plan coverage ends.

• $150 every 2 years
• Optometrist fees up to $70 every 2 years

What's included?

• Prescription lenses
• Frames
• Contact lenses
• Laser eye surgery

What's excluded?

• Industrial safety glasses

Not available

$250,000 over lifetime for registered specialists and therapists, orthotics, hearing aids, homecare, medical equipment and more (after government health plan maximums reached)

What's included?

Per person every year unless otherwise noted:

Registered specialists and therapists

• Acupuncturist – $25/visit x 20 visits
• Chiropodist – $25/visit x 20 visits
• Chiropractor – $25/visit x 20 visits plus $35 for chiropractic x-ray
• Dietitian - $25/visit x 20 visits
• Naturopath – $25/visit x 20 visits
• Osteopath – $25/visit x 20 visits
• Physiotherapist – up to $250
• Podiatrist – $25/visit x 20 visits
• Psychologist/Psychotherapist/Clinical counsellor (combined) – $80/first visit or $65/subsequent visit x 10 visits
• Registered Massage Therapist – $25/visit x 20 visits
• Speech Pathologist/Therapist (combined) – $65/first visit or $45/subsequent visit x 10 visits

More extended health care

• Orthotics (custom-made) – $225
• Hearing aids (purchase or repair) – $400 every 4 years
• Homecare and nursing – $1,000 in year 1; $1,300 in year 2; $1,500 in year 3; $1,700 in year 4; $3,000 in year 5+
• Prosthetic appliances (e.g., artificial joints and limbs) – $1,000 in year 1; $1,300 in year 2; $1,500 in year 3; $1,700 in year 4; $3,000 in year 5+
• Durable medical equipment (e.g., wheelchairs, ventilators and lifts) – $1,000 in year 1; $1,300 in year 2; $1,500 in year 3; $1,700 in year 4; $3,000 in year 5+
• Ambulance (air or ground) – unlimited
• TELUS Living Well Companion, TELUS SmartHome Security – Learn more
• TELUS Health Virtual Care – Unlimited, 24/7 access to health care professionals from anywhere, in French and English. Learn more
• Accidental dental – $2,000 maximum per person, per anniversary year

Travel insurance*

• $5 million in emergency health coverage for first 9 days of each trip
• $100 deductible per claim

* Travel insurance coverage ends at age 70, and may be limited or excluded for any illness or condition that first appears in the 9 months preceding each departure date.

Accidental death and dismemberment (AD&D) insurance

• Up to $25,000 for adults under age 65
• Up to $10,000 for children and adults age 65 and over

Survivor benefit

• Continued coverage with no premiums for 1 year after death of an insured adult
• Available 1 year after policy effective date

• 70% of first $750 (up to $525 every year)
• Dispensing fee (up to $6.50 every time)

What's included?

• Generic prescription drugs

What's excluded?

• Smoking cessation drugs
• Birth control drugs
• Fertility drugs
• Erectile dysfunction drugs
• Over-the-counter drugs
• Drugs that don't require a prescription

Dental coverages are designed to coincide with the current provincial Dental Association Fee Guide for General Practitoners, and will be adjusted to match any increases in the fee guide.

• 70% of first $575 (up to $400 every year)
• Check-ups every 9 months

What's included?

• Examinations
• Cleaning
• Scaling
• Polishing
• Fillings
• Select extractions

What's excluded?

• Oral surgery
• Periodontics
• Endodontics (root canal)
• Orthodontics
• Crowns
• Bridges
• Dentures

Dental coverage starts at the age provincial/territorial health insurance plan coverage ends.

• $150 every 2 years
• Optometrist fees up to $70 every 2 years

What's included?

• Prescription lenses
• Frames
• Contact lenses
• Laser eye surgery

What's excluded?

• Industrial safety glasses

Not available

$250,000 over lifetime for registered specialists and therapists, orthotics, hearing aids, homecare, medical equipment and more (after government health plan maximums reached)

What's included?

Per person every year unless otherwise noted:

Registered specialists and therapists

• Acupuncturist – $25/visit x 20 visits
• Chiropodist – $25/visit x 20 visits
• Chiropractor – $25/visit x 20 visits plus $35 for chiropractic x-ray
• Dietitian - $25/visit x 20 visits
• Naturopath – $25/visit x 20 visits
• Osteopath – $25/visit x 20 visits
• Physiotherapist – up to $250
• Podiatrist – $25/visit x 20 visits
• Psychologist/Psychotherapist/Clinical counsellor (combined) – $80/first visit or $65/subsequent visit x 10 visits
• Registered Massage Therapist – $25/visit x 20 visits
• Speech Pathologist/Therapist (combined) – $65/first visit or $45/subsequent visit x 10 visits

More extended health care

• Orthotics (custom-made) – $225
• Hearing aids (purchase or repair) – $400 every 4 years
• Homecare and nursing – $1,000 in year 1; $1,300 in year 2; $1,500 in year 3; $1,700 in year 4; $3,000 in year 5+
• Prosthetic appliances (e.g., artificial joints and limbs) – $1,000 in year 1; $1,300 in year 2; $1,500 in year 3; $1,700 in year 4; $3,000 in year 5+
• Durable medical equipment (e.g., wheelchairs, ventilators and lifts) – $1,000 in year 1; $1,300 in year 2; $1,500 in year 3; $1,700 in year 4; $3,000 in year 5+
• Ambulance (air or ground) – unlimited
• TELUS Living Well Companion, TELUS SmartHome Security – Learn more
• TELUS Health Virtual Care – Unlimited, 24/7 access to health care professionals from anywhere, in French and English. Learn more
• Accidental dental – $2,000 maximum per person, per anniversary year

Travel insurance*

• $5 million in emergency health coverage for first 9 days of each trip
• $100 deductible per claim

* Travel insurance coverage ends at age 70, and may be limited or excluded for any illness or condition that first appears in the 9 months preceding each departure date.

Accidental death and dismemberment (AD&D) insurance

• Up to $25,000 for adults under age 65
• Up to $10,000 for children and adults age 65 and over

Survivor benefit

• Continued coverage with no premiums for 1 year after death of an insured adult
• Available 1 year after policy effective date

• 80% up to $500 per year
• Maximum dispensing fee of $5

What's included?

• Generic prescription drugs
• Diabetic supplies (test strips, syringes, and lancets)

What's excluded?

• Anti-obesity drugs
• Fertility drugs
• Birth control drugs and devices
• Brand-name drugs
• Diabetic monitoring devices, continuous and flash glucose monitoring devices, sensors, and transmitters
• Drugs on Manulife’s prior authorization list
• Erectile dysfunction drugs 
• Medical cannabis
• Over-the-counter drugs 
• Smoking cessation aids

Not available

• $150 every 2 years
• $60 for routine eye exams every 2 years

What's included?

• Prescription eyeglasses including lenses and frames
• Contact lenses
• Laser eye surgery
• Routine eye exams

What's excluded?

• Safety glasses or non-prescription sunglasses 
• Services or supplies which are not for your own personal use 
• Eyewear cleaning supplies, repairs and accessories 
• Exams and services not covered by a government health insurance

Preferred hospital accommodations in excess of the standard ward room rate made by a general (acute care) public hospital.

• Semi-private hospital room
• 50% for first 150 days (up to $87.50 every day), per year

Covers charges up to the amount between what your government health insurance plan covers and/or what is reasonable and customary.

What's included?

Per person every year unless otherwise noted:

Registered specialists and therapists

80% up to $400 combined for:

• Acupuncturist
• Chiropodist
• Chiropractor
• Dietitian
• Massage therapist
• Naturopath
• Osteopath
• Physiotherapist
• Podiatrist

Plus:

Psychologists, Psychotherapists, Clinical Counsellors, and Speech Therapist (combined) – $65 for first and subsequent visit x 10 visits

More extended health care

• Accidental dental – $2,000
• Ambulance (air or ground) – unlimited
• Custom-made orthotics – $250
• Hearing aids – $300 every 5 years
• Homecare and nursing – $500 for Personal Support Workers, $1,000 combined for Registered Nurses (R.N.), Registered Practical Nurses (R.P.N.) and Licensed Practical Nurses (L.P.N.)
• Medical equipment, prosthetics, and supplies – amount varies by benefit

Breathing aids

• CPAP, APAP machines and supplies – $500 every 5 years
• Home oxygen – $500

Hospital beds - $500 per lifetime

Mobility aids

• Crutches, canes, walkers - $100 combined
• Wheelchairs - $500 every 5 years, $5,000 per lifetime

Prosthetics

• Artificial body parts (e.g., joints and limbs) – $1,000 combined
• Wigs – $100, once per lifetime

Supplies and accessories

• Aerochamber, dressings and bandages, ostomy supplies, urinary catheters and kits – $500 combined
• Surgical stockings, surgical bras – $250 combined per year

Accidental death and dismemberment (AD&D) insurance

• Up to $10,000 for adults under age 65
• Up to $5,000 for children and adults age 65 and over

Survivor benefit

• Continued coverage with no premiums for 1 year after death of an insured adult

TELUS Health Virtual Care

• Free access to 24/7 on-demand virtual care with a Manulife Health & Dental Plan**

Learn more

• 80% up to $500 per year
• Maximum dispensing fee of $5

What's included?

• Generic prescription drugs
• Diabetic supplies (test strips, syringes, and lancets)

What's excluded?

• Anti-obesity drugs
• Fertility drugs
• Birth control drugs and devices
• Brand-name drugs
• Diabetic monitoring devices, continuous and flash glucose monitoring devices, sensors, and transmitters
• Drugs on Manulife’s prior authorization list
• Erectile dysfunction drugs 
• Medical cannabis
• Over-the-counter drugs 
• Smoking cessation aids

Not available

• $150 every 2 years
• $60 for routine eye exams every 2 years

What's included?

• Prescription eyeglasses including lenses and frames
• Contact lenses
• Laser eye surgery
• Routine eye exams

What's excluded?

• Safety glasses or non-prescription sunglasses 
• Services or supplies which are not for your own personal use 
• Eyewear cleaning supplies, repairs and accessories 
• Exams and services not covered by a government health insurance

Preferred hospital accommodations in excess of the standard ward room rate made by a general (acute care) public hospital.

• Semi-private hospital room
• 50% for first 150 days (up to $87.50 every day), per year

Covers charges up to the amount between what your government health insurance plan covers and/or what is reasonable and customary.

What's included?

Per person every year unless otherwise noted:

Registered specialists and therapists

80% up to $400 combined for:

• Acupuncturist
• Chiropodist
• Chiropractor
• Dietitian
• Massage therapist
• Naturopath
• Osteopath
• Physiotherapist
• Podiatrist

Plus:

Psychologists, Psychotherapists, Clinical Counsellors, and Speech Therapist (combined) – $65 for first and subsequent visit x 10 visits

More extended health care

• Accidental dental – $2,000
• Ambulance (air or ground) – unlimited
• Custom-made orthotics – $250
• Hearing aids – $300 every 5 years
• Homecare and nursing – $500 for Personal Support Workers, $1,000 combined for Registered Nurses (R.N.), Registered Practical Nurses (R.P.N.) and Licensed Practical Nurses (L.P.N.)
• Medical equipment, prosthetics, and supplies – amount varies by benefit

Breathing aids

• CPAP, APAP machines and supplies – $500 every 5 years
• Home oxygen – $500

Hospital beds - $500 per lifetime

Mobility aids

• Crutches, canes, walkers - $100 combined
• Wheelchairs - $500 every 5 years, $5,000 per lifetime

Prosthetics

• Artificial body parts (e.g., joints and limbs) – $1,000 combined
• Wigs – $100, once per lifetime

Supplies and accessories

• Aerochamber, dressings and bandages, ostomy supplies, urinary catheters and kits – $500 combined
• Surgical stockings, surgical bras – $250 combined per year

Accidental death and dismemberment (AD&D) insurance

• Up to $10,000 for adults under age 65
• Up to $5,000 for children and adults age 65 and over

Survivor benefit

• Continued coverage with no premiums for 1 year after death of an insured adult

TELUS Health Virtual Care

• Free access to 24/7 on-demand virtual care with a Manulife Health & Dental Plan**

Learn more

• 80% up to $500 per year
• Maximum dispensing fee of $5

What's included?

• Generic prescription drugs
• Diabetic supplies (test strips, syringes, and lancets)

What's excluded?

• Anti-obesity drugs
• Fertility drugs
• Birth control drugs and devices
• Brand-name drugs
• Diabetic monitoring devices, continuous and flash glucose monitoring devices, sensors, and transmitters
• Drugs on Manulife’s prior authorization list
• Erectile dysfunction drugs 
• Medical cannabis
• Over-the-counter drugs 
• Smoking cessation aids

Not available

• $150 every 2 years
• $60 for routine eye exams every 2 years

What's included?

• Prescription eyeglasses including lenses and frames
• Contact lenses
• Laser eye surgery
• Routine eye exams

What's excluded?

• Safety glasses or non-prescription sunglasses 
• Services or supplies which are not for your own personal use 
• Eyewear cleaning supplies, repairs and accessories 
• Exams and services not covered by a government health insurance

Preferred hospital accommodations in excess of the standard ward room rate made by a general (acute care) public hospital.

• Semi-private hospital room
• 50% for first 150 days (up to $87.50 every day), per year

Covers charges up to the amount between what your government health insurance plan covers and/or what is reasonable and customary.

What's included?

Per person every year unless otherwise noted:

Registered specialists and therapists

80% up to $400 combined for:

• Acupuncturist
• Chiropodist
• Chiropractor
• Dietitian
• Massage therapist
• Naturopath
• Osteopath
• Physiotherapist
• Podiatrist

Plus:

Psychologists, Psychotherapists, Clinical Counsellors, and Speech Therapist (combined) – $65 for first and subsequent visit x 10 visits

More extended health care

• Accidental dental – $2,000
• Ambulance (air or ground) – unlimited
• Custom-made orthotics – $250
• Hearing aids – $300 every 5 years
• Homecare and nursing – $500 for Personal Support Workers, $1,000 combined for Registered Nurses (R.N.), Registered Practical Nurses (R.P.N.) and Licensed Practical Nurses (L.P.N.)
• Medical equipment, prosthetics, and supplies – amount varies by benefit

Breathing aids

• CPAP, APAP machines and supplies – $500 every 5 years
• Home oxygen – $500

Hospital beds - $500 per lifetime

Mobility aids

• Crutches, canes, walkers - $100 combined
• Wheelchairs - $500 every 5 years, $5,000 per lifetime

Prosthetics

• Artificial body parts (e.g., joints and limbs) – $1,000 combined
• Wigs – $100, once per lifetime

Supplies and accessories

• Aerochamber, dressings and bandages, ostomy supplies, urinary catheters and kits – $500 combined
• Surgical stockings, surgical bras – $250 combined per year

Accidental death and dismemberment (AD&D) insurance

• Up to $10,000 for adults under age 65
• Up to $5,000 for children and adults age 65 and over

Survivor benefit

• Continued coverage with no premiums for 1 year after death of an insured adult

TELUS Health Virtual Care

• Free access to 24/7 on-demand virtual care with a Manulife Health & Dental Plan**

Learn more

• 80% up to $500 per year
• Maximum dispensing fee of $5

What's included?

• Generic prescription drugs
• Diabetic supplies (test strips, syringes, and lancets)

What's excluded?

• Anti-obesity drugs
• Fertility drugs
• Birth control drugs and devices
• Brand-name drugs
• Diabetic monitoring devices, continuous and flash glucose monitoring devices, sensors, and transmitters
• Drugs on Manulife’s prior authorization list
• Erectile dysfunction drugs 
• Medical cannabis
• Over-the-counter drugs 
• Smoking cessation aids

Not available

• $150 every 2 years
• $60 for routine eye exams every 2 years

What's included?

• Prescription eyeglasses including lenses and frames
• Contact lenses
• Laser eye surgery
• Routine eye exams

What's excluded?

• Safety glasses or non-prescription sunglasses 
• Services or supplies which are not for your own personal use 
• Eyewear cleaning supplies, repairs and accessories 
• Exams and services not covered by a government health insurance

Preferred hospital accommodations in excess of the standard ward room rate made by a general (acute care) public hospital.

• Semi-private hospital room
• 50% for first 150 days (up to $87.50 every day), per year

Covers charges up to the amount between what your government health insurance plan covers and/or what is reasonable and customary.

What's included?

Per person every year unless otherwise noted:

Registered specialists and therapists

80% up to $400 combined for:

• Acupuncturist
• Chiropodist
• Chiropractor
• Dietitian
• Massage therapist
• Naturopath
• Osteopath
• Physiotherapist
• Podiatrist

Plus:

Psychologists, Psychotherapists, Clinical Counsellors, and Speech Therapist (combined) – $65 for first and subsequent visit x 10 visits

More extended health care

• Accidental dental – $2,000
• Ambulance (air or ground) – unlimited
• Custom-made orthotics – $250
• Hearing aids – $300 every 5 years
• Homecare and nursing – $500 for Personal Support Workers, $1,000 combined for Registered Nurses (R.N.), Registered Practical Nurses (R.P.N.) and Licensed Practical Nurses (L.P.N.)
• Medical equipment, prosthetics, and supplies – amount varies by benefit

Breathing aids

• CPAP, APAP machines and supplies – $500 every 5 years
• Home oxygen – $500

Hospital beds - $500 per lifetime

Mobility aids

• Crutches, canes, walkers - $100 combined
• Wheelchairs - $500 every 5 years, $5,000 per lifetime

Prosthetics

• Artificial body parts (e.g., joints and limbs) – $1,000 combined
• Wigs – $100, once per lifetime

Supplies and accessories

• Aerochamber, dressings and bandages, ostomy supplies, urinary catheters and kits – $500 combined
• Surgical stockings, surgical bras – $250 combined per year

Accidental death and dismemberment (AD&D) insurance

• Up to $10,000 for adults under age 65
• Up to $5,000 for children and adults age 65 and over

Survivor benefit

• Continued coverage with no premiums for 1 year after death of an insured adult

TELUS Health Virtual Care

• Free access to 24/7 on-demand virtual care with a Manulife Health & Dental Plan**

Learn more

• 80% up to $500 per year
• Maximum dispensing fee of $5

What's included?

• Generic prescription drugs
• Diabetic supplies (test strips, syringes, and lancets)

What's excluded?

• Anti-obesity drugs
• Fertility drugs
• Birth control drugs and devices
• Brand-name drugs
• Diabetic monitoring devices, continuous and flash glucose monitoring devices, sensors, and transmitters
• Drugs on Manulife’s prior authorization list
• Erectile dysfunction drugs 
• Medical cannabis
• Over-the-counter drugs 
• Smoking cessation aids

Not available

• $150 every 2 years
• $60 for routine eye exams every 2 years

What's included?

• Prescription eyeglasses including lenses and frames
• Contact lenses
• Laser eye surgery
• Routine eye exams

What's excluded?

• Safety glasses or non-prescription sunglasses 
• Services or supplies which are not for your own personal use 
• Eyewear cleaning supplies, repairs and accessories 
• Exams and services not covered by a government health insurance

Preferred hospital accommodations in excess of the standard ward room rate made by a general (acute care) public hospital.

• Semi-private hospital room
• 50% for first 150 days (up to $87.50 every day), per year

Covers charges up to the amount between what your government health insurance plan covers and/or what is reasonable and customary.

What's included?

Per person every year unless otherwise noted:

Registered specialists and therapists

80% up to $400 combined for:

• Acupuncturist
• Chiropodist
• Chiropractor
• Dietitian
• Massage therapist
• Naturopath
• Osteopath
• Physiotherapist
• Podiatrist

Plus:

Psychologists, Psychotherapists, Clinical Counsellors, and Speech Therapist (combined) – $65 for first and subsequent visit x 10 visits

More extended health care

• Accidental dental – $2,000
• Ambulance (air or ground) – unlimited
• Custom-made orthotics – $250
• Hearing aids – $300 every 5 years
• Homecare and nursing – $500 for Personal Support Workers, $1,000 combined for Registered Nurses (R.N.), Registered Practical Nurses (R.P.N.) and Licensed Practical Nurses (L.P.N.)
• Medical equipment, prosthetics, and supplies – amount varies by benefit

Breathing aids

• CPAP, APAP machines and supplies – $500 every 5 years
• Home oxygen – $500

Hospital beds - $500 per lifetime

Mobility aids

• Crutches, canes, walkers - $100 combined
• Wheelchairs - $500 every 5 years, $5,000 per lifetime

Prosthetics

• Artificial body parts (e.g., joints and limbs) – $1,000 combined
• Wigs – $100, once per lifetime

Supplies and accessories

• Aerochamber, dressings and bandages, ostomy supplies, urinary catheters and kits – $500 combined
• Surgical stockings, surgical bras – $250 combined per year

Accidental death and dismemberment (AD&D) insurance

• Up to $10,000 for adults under age 65
• Up to $5,000 for children and adults age 65 and over

Survivor benefit

• Continued coverage with no premiums for 1 year after death of an insured adult

TELUS Health Virtual Care

• Free access to 24/7 on-demand virtual care with a Manulife Health & Dental Plan**

Learn more

• 70% of first $750 (up to $525 every year)
• Dispensing fee (up to $6.50 every time)

What's included?

• Generic prescription drugs

What's excluded?

• Smoking cessation drugs
• Birth control drugs
• Fertility drugs
• Erectile dysfunction drugs
• Over-the-counter drugs
• Drugs that don't require a prescription

Dental coverages are designed to coincide with the current provincial Dental Association Fee Guide for General Practitoners, and will be adjusted to match any increases in the fee guide.

• 70% of first $575 (up to $400 every year)
• Check-ups every 9 months

What's included?

• Examinations
• Cleaning
• Scaling
• Polishing
• Fillings
• Select extractions

What's excluded?

• Oral surgery
• Periodontics
• Endodontics (root canal)
• Orthodontics
• Crowns
• Bridges
• Dentures

Dental coverage starts at the age provincial/territorial health insurance plan coverage ends.

• $150 every 2 years
• Optometrist fees up to $70 every 2 years

What's included?

• Prescription lenses
• Frames
• Contact lenses
• Laser eye surgery

What's excluded?

• Industrial safety glasses

Not available

$250,000 over lifetime for registered specialists and therapists, orthotics, hearing aids, homecare, medical equipment and more (after government health plan maximums reached)

What's included?

Per person every year unless otherwise noted:

Registered specialists and therapists

• Acupuncturist – $25/visit x 20 visits
• Chiropodist – $25/visit x 20 visits
• Chiropractor – $25/visit x 20 visits plus $35 for chiropractic x-ray
• Dietitian - $25/visit x 20 visits
• Naturopath – $25/visit x 20 visits
• Osteopath – $25/visit x 20 visits
• Physiotherapist – up to $250
• Podiatrist – $25/visit x 20 visits
• Psychologist/Psychotherapist/Clinical counsellor (combined) – $80/first visit or $65/subsequent visit x 10 visits
• Registered Massage Therapist – $25/visit x 20 visits
• Speech Pathologist/Therapist (combined) – $65/first visit or $45/subsequent visit x 10 visits

More extended health care

• Orthotics (custom-made) – $225
• Hearing aids (purchase or repair) – $400 every 4 years
• Homecare and nursing – $1,000 in year 1; $1,300 in year 2; $1,500 in year 3; $1,700 in year 4; $3,000 in year 5+
• Prosthetic appliances (e.g., artificial joints and limbs) – $1,000 in year 1; $1,300 in year 2; $1,500 in year 3; $1,700 in year 4; $3,000 in year 5+
• Durable medical equipment (e.g., wheelchairs, ventilators and lifts) – $1,000 in year 1; $1,300 in year 2; $1,500 in year 3; $1,700 in year 4; $3,000 in year 5+
• Ambulance (air or ground) – unlimited
• TELUS Living Well Companion, TELUS SmartHome Security – Learn more
• TELUS Health Virtual Care – Unlimited, 24/7 access to health care professionals from anywhere, in French and English. Learn more
• Accidental dental – $2,000 maximum per person, per anniversary year

Travel insurance*

• $5 million in emergency health coverage for first 9 days of each trip
• $100 deductible per claim

* Travel insurance coverage ends at age 70, and may be limited or excluded for any illness or condition that first appears in the 9 months preceding each departure date.

Accidental death and dismemberment (AD&D) insurance

• Up to $25,000 for adults under age 65
• Up to $10,000 for children and adults age 65 and over

Survivor benefit

• Continued coverage with no premiums for 1 year after death of an insured adult
• Available 1 year after policy effective date

• 70% of first $750 (up to $525 every year)
• Dispensing fee (up to $6.50 every time)

What's included?

• Generic prescription drugs

What's excluded?

• Smoking cessation drugs
• Birth control drugs
• Fertility drugs
• Erectile dysfunction drugs
• Over-the-counter drugs
• Drugs that don't require a prescription

Dental coverages are designed to coincide with the current provincial Dental Association Fee Guide for General Practitoners, and will be adjusted to match any increases in the fee guide.

• 70% of first $575 (up to $400 every year)
• Check-ups every 9 months

What's included?

• Examinations
• Cleaning
• Scaling
• Polishing
• Fillings
• Select extractions

What's excluded?

• Oral surgery
• Periodontics
• Endodontics (root canal)
• Orthodontics
• Crowns
• Bridges
• Dentures

Dental coverage starts at the age provincial/territorial health insurance plan coverage ends.

• $150 every 2 years
• Optometrist fees up to $70 every 2 years

What's included?

• Prescription lenses
• Frames
• Contact lenses
• Laser eye surgery

What's excluded?

• Industrial safety glasses

Not available

$250,000 over lifetime for registered specialists and therapists, orthotics, hearing aids, homecare, medical equipment and more (after government health plan maximums reached)

What's included?

Per person every year unless otherwise noted:

Registered specialists and therapists

• Acupuncturist – $25/visit x 20 visits
• Chiropodist – $25/visit x 20 visits
• Chiropractor – $25/visit x 20 visits plus $35 for chiropractic x-ray
• Dietitian - $25/visit x 20 visits
• Naturopath – $25/visit x 20 visits
• Osteopath – $25/visit x 20 visits
• Physiotherapist – up to $250
• Podiatrist – $25/visit x 20 visits
• Psychologist/Psychotherapist/Clinical counsellor (combined) – $80/first visit or $65/subsequent visit x 10 visits
• Registered Massage Therapist – $25/visit x 20 visits
• Speech Pathologist/Therapist (combined) – $65/first visit or $45/subsequent visit x 10 visits

More extended health care

• Orthotics (custom-made) – $225
• Hearing aids (purchase or repair) – $400 every 4 years
• Homecare and nursing – $1,000 in year 1; $1,300 in year 2; $1,500 in year 3; $1,700 in year 4; $3,000 in year 5+
• Prosthetic appliances (e.g., artificial joints and limbs) – $1,000 in year 1; $1,300 in year 2; $1,500 in year 3; $1,700 in year 4; $3,000 in year 5+
• Durable medical equipment (e.g., wheelchairs, ventilators and lifts) – $1,000 in year 1; $1,300 in year 2; $1,500 in year 3; $1,700 in year 4; $3,000 in year 5+
• Ambulance (air or ground) – unlimited
• TELUS Living Well Companion, TELUS SmartHome Security – Learn more
• TELUS Health Virtual Care – Unlimited, 24/7 access to health care professionals from anywhere, in French and English. Learn more
• Accidental dental – $2,000 maximum per person, per anniversary year

Travel insurance*

• $5 million in emergency health coverage for first 9 days of each trip
• $100 deductible per claim

* Travel insurance coverage ends at age 70, and may be limited or excluded for any illness or condition that first appears in the 9 months preceding each departure date.

Accidental death and dismemberment (AD&D) insurance

• Up to $25,000 for adults under age 65
• Up to $10,000 for children and adults age 65 and over

Survivor benefit

• Continued coverage with no premiums for 1 year after death of an insured adult
• Available 1 year after policy effective date

• 70% of first $750 (up to $525 every year)
• Dispensing fee (up to $6.50 every time)

What's included?

• Generic prescription drugs

What's excluded?

• Smoking cessation drugs
• Birth control drugs
• Fertility drugs
• Erectile dysfunction drugs
• Over-the-counter drugs
• Drugs that don't require a prescription

Dental coverages are designed to coincide with the current provincial Dental Association Fee Guide for General Practitoners, and will be adjusted to match any increases in the fee guide.

• 70% of first $575 (up to $400 every year)
• Check-ups every 9 months

What's included?

• Examinations
• Cleaning
• Scaling
• Polishing
• Fillings
• Select extractions

What's excluded?

• Oral surgery
• Periodontics
• Endodontics (root canal)
• Orthodontics
• Crowns
• Bridges
• Dentures

Dental coverage starts at the age provincial/territorial health insurance plan coverage ends.

• $150 every 2 years
• Optometrist fees up to $70 every 2 years

What's included?

• Prescription lenses
• Frames
• Contact lenses
• Laser eye surgery

What's excluded?

• Industrial safety glasses

Not available

$250,000 over lifetime for registered specialists and therapists, orthotics, hearing aids, homecare, medical equipment and more (after government health plan maximums reached)

What's included?

Per person every year unless otherwise noted:

Registered specialists and therapists

• Acupuncturist – $25/visit x 20 visits
• Chiropodist – $25/visit x 20 visits
• Chiropractor – $25/visit x 20 visits plus $35 for chiropractic x-ray
• Dietitian - $25/visit x 20 visits
• Naturopath – $25/visit x 20 visits
• Osteopath – $25/visit x 20 visits
• Physiotherapist – up to $250
• Podiatrist – $25/visit x 20 visits
• Psychologist/Psychotherapist/Clinical counsellor (combined) – $80/first visit or $65/subsequent visit x 10 visits
• Registered Massage Therapist – $25/visit x 20 visits
• Speech Pathologist/Therapist (combined) – $65/first visit or $45/subsequent visit x 10 visits

More extended health care

• Orthotics (custom-made) – $225
• Hearing aids (purchase or repair) – $400 every 4 years
• Homecare and nursing – $1,000 in year 1; $1,300 in year 2; $1,500 in year 3; $1,700 in year 4; $3,000 in year 5+
• Prosthetic appliances (e.g., artificial joints and limbs) – $1,000 in year 1; $1,300 in year 2; $1,500 in year 3; $1,700 in year 4; $3,000 in year 5+
• Durable medical equipment (e.g., wheelchairs, ventilators and lifts) – $1,000 in year 1; $1,300 in year 2; $1,500 in year 3; $1,700 in year 4; $3,000 in year 5+
• Ambulance (air or ground) – unlimited
• TELUS Living Well Companion, TELUS SmartHome Security – Learn more
• TELUS Health Virtual Care – Unlimited, 24/7 access to health care professionals from anywhere, in French and English. Learn more
• Accidental dental – $2,000 maximum per person, per anniversary year

Travel insurance*

• $5 million in emergency health coverage for first 9 days of each trip
• $100 deductible per claim

* Travel insurance coverage ends at age 70, and may be limited or excluded for any illness or condition that first appears in the 9 months preceding each departure date.

Accidental death and dismemberment (AD&D) insurance

• Up to $25,000 for adults under age 65
• Up to $10,000 for children and adults age 65 and over

Survivor benefit

• Continued coverage with no premiums for 1 year after death of an insured adult
• Available 1 year after policy effective date

• 70% of first $750 (up to $525 every year)
• Dispensing fee (up to $6.50 every time)

What's included?

• Generic prescription drugs

What's excluded?

• Smoking cessation drugs
• Birth control drugs
• Fertility drugs
• Erectile dysfunction drugs
• Over-the-counter drugs
• Drugs that don't require a prescription

Dental coverages are designed to coincide with the current provincial Dental Association Fee Guide for General Practitoners, and will be adjusted to match any increases in the fee guide.

• 70% of first $575 (up to $400 every year)
• Check-ups every 9 months

What's included?

• Examinations
• Cleaning
• Scaling
• Polishing
• Fillings
• Select extractions

What's excluded?

• Oral surgery
• Periodontics
• Endodontics (root canal)
• Orthodontics
• Crowns
• Bridges
• Dentures

Dental coverage starts at the age provincial/territorial health insurance plan coverage ends.

• $150 every 2 years
• Optometrist fees up to $70 every 2 years

What's included?

• Prescription lenses
• Frames
• Contact lenses
• Laser eye surgery

What's excluded?

• Industrial safety glasses

Not available

$250,000 over lifetime for registered specialists and therapists, orthotics, hearing aids, homecare, medical equipment and more (after government health plan maximums reached)

What's included?

Per person every year unless otherwise noted:

Registered specialists and therapists

• Acupuncturist – $25/visit x 20 visits
• Chiropodist – $25/visit x 20 visits
• Chiropractor – $25/visit x 20 visits plus $35 for chiropractic x-ray
• Dietitian - $25/visit x 20 visits
• Naturopath – $25/visit x 20 visits
• Osteopath – $25/visit x 20 visits
• Physiotherapist – up to $250
• Podiatrist – $25/visit x 20 visits
• Psychologist/Psychotherapist/Clinical counsellor (combined) – $80/first visit or $65/subsequent visit x 10 visits
• Registered Massage Therapist – $25/visit x 20 visits
• Speech Pathologist/Therapist (combined) – $65/first visit or $45/subsequent visit x 10 visits

More extended health care

• Orthotics (custom-made) – $225
• Hearing aids (purchase or repair) – $400 every 4 years
• Homecare and nursing – $1,000 in year 1; $1,300 in year 2; $1,500 in year 3; $1,700 in year 4; $3,000 in year 5+
• Prosthetic appliances (e.g., artificial joints and limbs) – $1,000 in year 1; $1,300 in year 2; $1,500 in year 3; $1,700 in year 4; $3,000 in year 5+
• Durable medical equipment (e.g., wheelchairs, ventilators and lifts) – $1,000 in year 1; $1,300 in year 2; $1,500 in year 3; $1,700 in year 4; $3,000 in year 5+
• Ambulance (air or ground) – unlimited
• TELUS Living Well Companion, TELUS SmartHome Security – Learn more
• TELUS Health Virtual Care – Unlimited, 24/7 access to health care professionals from anywhere, in French and English. Learn more
• Accidental dental – $2,000 maximum per person, per anniversary year

Travel insurance*

• $5 million in emergency health coverage for first 9 days of each trip
• $100 deductible per claim

* Travel insurance coverage ends at age 70, and may be limited or excluded for any illness or condition that first appears in the 9 months preceding each departure date.

Accidental death and dismemberment (AD&D) insurance

• Up to $25,000 for adults under age 65
• Up to $10,000 for children and adults age 65 and over

Survivor benefit

• Continued coverage with no premiums for 1 year after death of an insured adult
• Available 1 year after policy effective date

• 70% of first $750 (up to $525 every year)
• Dispensing fee (up to $6.50 every time)

What's included?

• Generic prescription drugs

What's excluded?

• Smoking cessation drugs
• Birth control drugs
• Fertility drugs
• Erectile dysfunction drugs
• Over-the-counter drugs
• Drugs that don't require a prescription

Dental coverages are designed to coincide with the current provincial Dental Association Fee Guide for General Practitoners, and will be adjusted to match any increases in the fee guide.

• 70% of first $575 (up to $400 every year)
• Check-ups every 9 months

What's included?

• Examinations
• Cleaning
• Scaling
• Polishing
• Fillings
• Select extractions

What's excluded?

• Oral surgery
• Periodontics
• Endodontics (root canal)
• Orthodontics
• Crowns
• Bridges
• Dentures

Dental coverage starts at the age provincial/territorial health insurance plan coverage ends.

• $150 every 2 years
• Optometrist fees up to $70 every 2 years

What's included?

• Prescription lenses
• Frames
• Contact lenses
• Laser eye surgery

What's excluded?

• Industrial safety glasses

Not available

$250,000 over lifetime for registered specialists and therapists, orthotics, hearing aids, homecare, medical equipment and more (after government health plan maximums reached)

What's included?

Per person every year unless otherwise noted:

Registered specialists and therapists

• Acupuncturist – $25/visit x 20 visits
• Chiropodist – $25/visit x 20 visits
• Chiropractor – $25/visit x 20 visits plus $35 for chiropractic x-ray
• Dietitian - $25/visit x 20 visits
• Naturopath – $25/visit x 20 visits
• Osteopath – $25/visit x 20 visits
• Physiotherapist – up to $250
• Podiatrist – $25/visit x 20 visits
• Psychologist/Psychotherapist/Clinical counsellor (combined) – $80/first visit or $65/subsequent visit x 10 visits
• Registered Massage Therapist – $25/visit x 20 visits
• Speech Pathologist/Therapist (combined) – $65/first visit or $45/subsequent visit x 10 visits

More extended health care

• Orthotics (custom-made) – $225
• Hearing aids (purchase or repair) – $400 every 4 years
• Homecare and nursing – $1,000 in year 1; $1,300 in year 2; $1,500 in year 3; $1,700 in year 4; $3,000 in year 5+
• Prosthetic appliances (e.g., artificial joints and limbs) – $1,000 in year 1; $1,300 in year 2; $1,500 in year 3; $1,700 in year 4; $3,000 in year 5+
• Durable medical equipment (e.g., wheelchairs, ventilators and lifts) – $1,000 in year 1; $1,300 in year 2; $1,500 in year 3; $1,700 in year 4; $3,000 in year 5+
• Ambulance (air or ground) – unlimited
• TELUS Living Well Companion, TELUS SmartHome Security – Learn more
• TELUS Health Virtual Care – Unlimited, 24/7 access to health care professionals from anywhere, in French and English. Learn more
• Accidental dental – $2,000 maximum per person, per anniversary year

Travel insurance*

• $5 million in emergency health coverage for first 9 days of each trip
• $100 deductible per claim

* Travel insurance coverage ends at age 70, and may be limited or excluded for any illness or condition that first appears in the 9 months preceding each departure date.

Accidental death and dismemberment (AD&D) insurance

• Up to $25,000 for adults under age 65
• Up to $10,000 for children and adults age 65 and over

Survivor benefit

• Continued coverage with no premiums for 1 year after death of an insured adult
• Available 1 year after policy effective date