Visitor to Canada travel insurance

All our travel insurance plans for visitors to Canada start with a $0 deductible. You can save money with a higher deductible:
 

$100 deductible – save 5%

$250 deductible – save 10%

$500 deductible – save 15% 

$1,000 deductible – save 20%

$5,000 deductible – save 35%

$10,000 deductible – save 40%

In our travel insurance policies, a "pre-existing medical condition" means any medical condition that existed prior to your effective date.

You can add extra days of coverage while you're visiting Canada provided that there has been:

• No event that has resulted or may result in a claim against the policy, and
• No change in your health status

You must call 1-800-268-3763 before your coverage expires or before the date you were scheduled to return home and pay the appropriate premium.

You can get a refund for the unused days of your trip if you return home before your scheduled return date provided that:

• You have not reported or initiated a claim

• You have not received any assistance services

Our travel insurance plans for visitors to Canada include a trip break benefit, which allows you to suspend your coverage without ending it if you visit home during your trip. Your coverage is immediately reinstated when you arrive back in Canada. 

• You must call 1-877-878-0142 or +1(519) 251-5166 to get approval from our Assistance Centre before you leave Canada

• Your plan will not cover any expenses or benefits relating to emergency and non-emergency medical services for an injury that occurred at home or an illness that started at home

• We do not refund your premiums for the days you are visiting home